Production Fintech Experience

Backend Engineering for Fintech & Growing Tech Companies

We build payment systems, financial integrations, APIs, and cloud infrastructure for products where reliability, security, and scale matter.

Payment Systems/Financial APIs/Backend Infrastructure/Cloud & DevOps
Built on real production experience
₦106M+Monthly transaction volume
7,500+Monthly transactions
6Payment providers integrated
763K+Monthly API calls
40%Response time reduction
25%Cloud cost reduction

Engineering Services

We focus on backend systems, APIs, and infrastructure — the technical foundation that everything else depends on.

Backend Engineering

Core

APIs that handle your current traffic and won't break when you scale. We design backend systems that are reliable, secure, and maintainable.

  • REST & gRPC APIs
  • Microservices Architecture
  • Database Design & Optimization
  • Authentication & Authorization
  • Queue Systems & Caching
  • Transaction Processing

Payment & Fintech Systems

Specialty

Payment infrastructure that processes transactions reliably across multiple providers. From payment flows to settlement and reconciliation.

  • Payment Gateway Integration
  • Multi-Provider Routing
  • Virtual Accounts & Wallets
  • Settlement & Reconciliation
  • AML/KYC Integration
  • Transaction Monitoring

API & Integration Engineering

Connect your systems to banks, payment providers, and third-party services without building fragile point-to-point connections.

  • Banking & Payment APIs
  • Identity Verification
  • Financial Data Providers
  • Webhook Infrastructure
  • Provider Abstraction Layers
  • Error Handling & Retries

Cloud & Infrastructure

The infrastructure that keeps your systems running. Deployment, scaling, monitoring, and the DevOps practices that make operations predictable.

  • Docker & Kubernetes
  • CI/CD Pipelines
  • Cloud Deployment (AWS, GCP)
  • Monitoring & Observability
  • Performance Optimization
  • Cost Management

Backend Modernization

Migrate legacy systems, reduce technical debt, and improve performance without breaking what works.

  • Legacy System Migration
  • API Modernization
  • Database Migration
  • Performance Tuning
  • Architecture Refactoring
  • Technical Debt Reduction

A different kind of engineering partner

Production Experience

Not theoretical architecture. Real systems processing real transactions in production fintech environments.

Integration Expertise

Payments, banking APIs, identity verification, and third-party systems. We know where the edge cases and failure modes live.

Direct Senior Engineering

No layers of account managers between you and the engineer. You work directly with the people building your system.

We typically help when...

  • Your backend is becoming a bottleneck
  • You need multiple payment providers integrated
  • Your system has accumulated technical debt
  • You're launching a transaction-heavy product
  • Your engineering team needs additional backend capacity
  • Your infrastructure needs to become more reliable

Built on Production Fintech Experience

Ogbonna Emmanuel Echefunachukwu

Founder & Backend Engineer

LinkedIn

I founded Chelon Labs to help growing technology companies solve the backend, integration, and infrastructure problems that become expensive as products scale.

Before starting this studio, I spent years building backend infrastructure for a Nigerian fintech company processing ₦106M+ in monthly transactions. I've integrated 6 different payment providers, built transaction systems handling thousands of daily payments, and optimized cloud infrastructure to cut costs by 25% while improving response times by 40%.

I've built the systems that most agencies only diagram — payment gateways, multi-provider transaction routing, settlement workflows, and the cloud infrastructure that keeps them running at scale.

When you work with Chelon Labs, you get direct access to senior engineering expertise focused entirely on your backend and infrastructure challenges. No layers of account managers. No handoffs to junior developers.

Technology Stack

JavaGoNode.jsPHP/SpiralNestJSFastifyPostgreSQLRedisMongoDBDockerKubernetesAWSGCPReactReact NativeTypeScript

How We Work

01

Understand

Requirements, existing architecture, constraints

02

Design

System architecture, API contracts, integration approach

03

Build

Implementation, testing, documentation

04

Deploy

Infrastructure, CI/CD, monitoring

05

Operate

Observability, performance, ongoing improvements

Let's Discuss Your Project

Whether you need a complete system built, an existing platform improved, or strategic technical guidance — we're here to help. Tell us about your challenge and we'll respond within 24 hours.